SCHUFA insists on shadow database. noyb lawsuit now certain
German privacy group noyb will file an injunction against credit agency SCHUFA after the company rejected a cease-and-desist letter over its so-called shadow database. SCHUFA has publicly denied the allegations, and noyb is also inviting people to register interest in a potential class action.
Why this matters: SCHUFA is Germany's most powerful credit agency. If it runs a shadow database, that means it may be collecting and using personal data that people cannot see, correct, or contest. Credit scores already shape whether you get a loan, a rental, or a phone contract. Hidden data feeding those scores makes that power even harder to challenge. The noyb lawsuit is a direct test of whether GDPR rights are real in practice or just on paper.
Who should care: Lawyers · Privacy officers · Compliance
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